Frequently Asked Questions
MOTOR INSURANCE
- if I have a Motor Insurance Policy from Al SHARQ, am I covered outside Iraq?
- No, your Motor Insurance Coverage is restricted to the Iraqi Territory only.
- What happens if I sell my car?
- You can either transfer your Policy to your new Car, or transfer it to the new Car Owner after securing the acceptance of both the new Owner and AL SHARQ.
- If a relative of mine, or a friend, was driving my Car and had an Accident, will I be covered?
- Yes, provided the Driver has a Valid Driving License and the Policy Conditions do not state otherwise.
As the Driver, will I be covered for Bodily Injury in my Motor Insurance Policy? What about relatives of mine? - If your Policy is All-Risk, you and your Relatives are covered. If you have a Motor Third Party Liability Insurance, you and your Relatives are not covered. However, you can purchase an Optional Coverage “Driver and Related Passengers” to complement your existing one
PROPERTY INSURANCE
- Can insure my Property (Apartment, Building) without its Content?
- Yes, you can. However, it is more advisable to do both for an Optimum Property Coverage.
- If my House caught Fire from a Neighbor’s House, will my Policy cover this Risk?
- Yes, for sure.
MEDICAL INSURANCE
- If I had a new Baby, can I insure him/her immediately with Al Sharq ?
- If the Maternity was covered by Al Sharq , your New-born Baby will be covered for Free immediately from Birth and for the remaining period of the Parents Insurance Policy.
- If I have Social Security, can I still have a 100% Out-Hospital Insurance?
- You can always choose this Option